Can you imagine getting hit by a multi-million dollar lawsuit for something someone else did without your knowledge? As an employer, that’s exactly what could happen to you, because you’re responsible for the actions of your employees. As a doctor, you could get sued for malpractice. As a landlord, you could get sued by your tenants. And if it happens, you could be responsible not only for the settlement award if there is one, but for the legal fees as well. Are you prepared to cope with that?
Liability insurance protects you against misfortunes for which you could be held legally responsible.
Protecting yourself against the possibility of being held liable for any number of things is simple. Here’s all you have to do: