Travel InsuranceUncategorizedDecember 8, 2016Taking time off to venture to some exotic destination and insurance would be the last thing on your mind. However, it is important to take into account the insurance coverage you should obtain before you travel. Things can happen before or during your trip that can turn your dream vacation into a nightmare. How about a few examples that you could encounter that could have been recuperated with proper travel insurance? Your trip gets cancelled because of weather conditions that prevents your flight from leaving the airport. You lose your luggage on your way to your destination. You arrive and decide to get a rental car to drive around the island but get into an accident there. You get sick during your vacation because of the exotic food and require a doctors appointment or a stay in the local hospital. Your flight is delayed causing you to miss your connecting flight. An accident to an immediate family member back home causes you to interrupt your vacation. These sort of things happen. Before you escape the cold this season, consider protecting yourself. Some of you might be asking, why do you need extra travel insurance when you have health insurance and liability insurance in Canada? Your Canadian insurance is almost certainly not valid outside Canada, depending on which province/territory you reside your health plan may cover little or even nothing of the costs during a trip. Often these travel insurance coverages are very affordable if you do not already have pre-existing medical conditions. Without adequate insurance, you could be facing years of debt and medical bills that you have to pay off from said injuries or problems you encounter while on vacation. Having proper travel or travel health insurance with you would be very helpful in alleviating any issues you may encounter before your next vacation. If you have questions about travel insurance please feel free to contact one of Pacific Insurance Broker Inc.’s knowledgeable Insurance Brokers today at (416) 494-1268.